Fair credit is a FICO score between 620 and 660. Lets see what options you have with a fair credit.

Our recommended travel card is Barclaycard Arrival. With good income and no derogatory events in your history, you can qualify. Arrival offers 2% on travel and 20000 miles as a sign up bonus with no annual fee For rewards we advice to get a Barclay Rewards card. No annual fee, 2x rewards on gas, groceries and utilities.


If you like cash back, look at Capital One Quicksilver One with 1.5% flat cash back an zero percent intro APR. Or, if your score is in high 600’s, try Chase Freedom with its 5% cash back on selected categories. If you need a balance transfer, Chase Slate has zero percent intro APR for 15 months and zero transfer fee.

For students, we recommend Discover it 5% cash back card, that offers double first year cash back. And if you are a new business, try Capital One Spark Classic card for business – 1% flat cash back and easy approval for fair credit.